More Money Program: Business Use – Hardcopy Version

Statistics

64% of us don't have a financial plan at all (2009 National Consumer Survey on Personal Finance conducted by the Certified Financial Planner Board of Standards)

Young Americans now have the second highest rate of bankruptcy, just after those aged 35 to 44. The rate among 25- to 34-year-olds increased between 1991 and 2001, indicating that this generation is more likely to file bankruptcy as young adults than were young boomers at the same age.

Average credit card debt per household with credit card debt: $15,799*

Undergraduates are carrying record-high credit card balances. The average (mean) balance grew to $3,173, the highest in the years the study has been conducted. Median debt grew from 2004's $946 to $1,645. Twenty-one percent of undergraduates had balances of between $3,000 and $7,000, also up from the last study

According to Bankrate statistics, the average person today between the ages of 41 and 54 has a savings of only $30,000. Of that age group, 14 percent have no savings at all

Stress is reduced by assisting employees with financial planning related questions. Poor financial planning behaviors are breeding productivity-inhibiting stress for roughly 33% of U.S. workers.

Many financial advisors believe there is a very real disconnect between those who need financial planning the most and those whom the profession targets. Be that as it may, there are simply too few financial planners to serve the vast American middle class. Source: Financial Planning magazine

Only 40.6% percent of families had some sort of employment based retirement plan. Amazing! That means nearly 60% of families have no employment based retirement plan and have less than what the meager numbers above show. Yikes!

Testimonials

My husband and I were very excited to get this program, since we had found our way to handling our financial disaster with no road out. The road in was easy. It is marked very clearly to lead one to ruin. But where was the way out? The More Money Program has the best map out of this stressful situation. We knocked around with other programs to aide us with our plight, which of course just cost us more time and money and really only prolonged the misery, NOT lead us out of the jungle.

The More Money Program has lead us out of the jungle! We are presently finishing up the construction of a sound financial foundation and the future looks incredibly stable and bright! It is an awesome program and I will be referring it to others. Thank you Robert Spick for caring enough to share your knowledge so the rest of us can be financially free. P. I.

I just finished Step One, The Expense Worksheet of More Money - the Personal and Family Financial Planning Program #1. I found it really easy to read and I didn't need a dictionary at all. I love the way Rob adds his own comments as it made me feel like he was there telling me how to do it. Plus I got that he knows of what he speaks. He's been there in the same situation I am in. The way it is written has kept me really interested. So far I love it!! J. P.

From the first time I laid eyes on the More Money - Personal and Family Financial Planning Program #1 I was very impressed. I thought of several people that I wanted to get onto it right away. The program includes all of the basic information that one needs to actually confront their financial situation and get control of it. With the economy the way it is, it is more important than ever for individuals to be in control of their financial lives and doing this program is the easiest way to do it that I know of. A. G.

The More Money Program really did help me. It made me confront details and caused me to look and handle some false data I had about a source of income. It caused me to find another source of income. I honestly would have NOT looked at the other source of income as a viable way to actually create an income before your program. No BS. What I have learned in the past year has been life changing for me due to having first read and done your program. Thanks Rob!! C. F.

Before I started filling in the Expense Worksheet I thought "Hey I should be able to find these costs in no time flat!", but the way the program is laid out it really makes you think. Also the section on Communication and Confront really came in useful when I started this Expense Worksheet. I realized I spent much more on things than I thought. I started to put in numbers, then realized that there were other times that I also spent money on that item. Now I know why he advises to take your time, be accurate and confront it. That's the first step. I also realized I need to make MORE MONEY! J. P.

I have found the More Money Program to be very user friendly. I have enjoyed getting stable data that then becomes the foundation of a financial plan. It is nice to know that there is an actual technical remedy to my financial woes. I would gladly recommend this program to others. H. W.

More Money Program: Business Use – Hardcopy Version

Updating...